Judy believes her woes began when she got that nasty review from a customer. She runs a small eatery in the city, and business has been slow. Perhaps the client was right to point out a few things, but Judy wishes she had not addressed it on such a public forum. It’s been hard getting things back on track since the pandemic hit. And Judy has tried to keep her business afloat. This meant hiring fewer workers and taking on the majority of the extra work. Since the kitchen is under staffed, it’s led to a few problems with food quality. That review was an eye opener for Judy since now she knows she has to find a way to get things back fully on track if she wants to keep her business, then judy was sitting in her kitchen trying to figure out some bills for her current home and eatery. She came across a $352 charge for air conditioner repair. Her mind began racing since she thought this was such a high bill. However, her A/C required service if she was to survive the long summer time months… Due to lack of correct service, the wear and tear was bad. This led to a few faulty parts which had to be replaced the last time the Heating and A/C expert was at her house. Judy had guessed she would get a high bill, but not more than $300. It’s time to take charge of life and understand that things must change for the better. Air conditioning repairs aren’t cheap, and so is running an eatery, but maybe taking on a loan and using her current home as collateral can help her get things working in her life once more.