Repairing and replacing heating and cooling systems is expensive.
You can save money on HVAC repair or replacement in 2022 with financing options and free programs.
A broken HVAC unit may be covered by your home insurance. Wear-and-tear is usually not covered by home insurance, but accidental damage may be. Contact your agent about filing a claim if you’re eligible. Vandalism or storm damage may be covered by your policy. Some home warranty providers cover damage from standard wear and tear. Major appliance repairs are also covered. Review your home warranty contract if you have one. Natural disasters can damage heating and cooling systems, and if you aren’t covered by insurance, the FEMA may be able to help. Check with the HVAC company you plan to purchase from. Financing may be available from the company that installs your new system. You may be able to borrow against the equity in your home if your state does not offer energy efficiency loans. Due to the secure nature of the loan, these rates are lower than standard loans. You may be able to get a balance transfer offer if you put the new system on a credit card. You may be able to get a low- or no-interest loan. Replace a necessary appliance with assistance funds. LIHEAP is a federal program that helps low-income Americans with heating and cooling costs. In addition to small grants, LIHEAP offices also help consumers find resources to help pay for furnace and air conditioner replacements. Whatever your budget, you can find an affordable, efficient heating and cooling system. State and federal governments offer tax rebates and credits on heating and cooling. Are you curious about HVAC repair and replacement costs? Find the most trusted heating and cooling professionals.