I adore this time of year for many reasons but there are also a few that stress me out.
Spending time with family plus friends celebrating plus seeing the look on the faces of children when they see Santa are some of the wonderful ones for sure.
Getting the bill from my credit cards after Christmas is one of them that stresses me out. I toiled hard all year trying to make ends meet plus the Christmas shopping bug took over making me spend currency that I don’t have. This concern is only made larger by the added cost of heating my household during the chilly winter time months as well. My energy bill tends to increase by nearly twenty five percent during the coldest months of winter time plus I would really like to find a way to decrease that! I went on my Heating, Ventilation, plus A/C dealer’s website plus followed some of the energy saving tips that they recommended plus I am hoping it will help, they suggested that I use that plastic film on my windows plus use draft blockers on the exterior doors that I don’t use as much. These were a couple of infancy ways to try plus keep the moderate air in the home so it can’t hurt to try them, but maybe if I can save some of that twenty five percent it can go towards paying for my gift buying expenses. I really need to find a better way to monitor my spending so that I don’t end up busy beyond belief after the Holiday season. My bank account plus restless evenings from worry would really benefit from this change.