Two of my teenagers are at the end of highuniversity plus I have a single in university. My husbandy plus I drive cars that are both a decade old. The house needs an Heating, Ventilation, plus A/C plus a entryway upgrade. And the people I was with and I were still having a hard time saving any money. It’s just hard out there, especially if you have children transitioning to university. Fortunately, my children are wonderful students plus even better humans. They have all worked hard to put themselves in a fantastic position to acquire scholarships. Yet, that doesn’t begin to actually cover the cost of putting 3 children through university. Then, I got summarily dismissed from the task I had laboring with the same business for over 25 years. This was stunning, to say the least. It was corporate downsizing or some such nonsense. So, I took the severance package, the skills I honed for a quarter of a century plus set out on my own. Initially, it was a absolutely hard transition because the main source of income was gone. My husbandy went from part time to full time. The teenagers did all they could to help. Both of us got through it. I have an office in our house. It’s an unused guest room converted to my office. The room was absolutely tepid due to direct sun. It became so uncomfortable that I had to find another way to cool that a single room down. The local Heating, Ventilation, plus A/C crew had the answer. An Heating, Ventilation, plus A/C tech was able to augment our current idea so it could supply heating plus cooling to 6 separate zones. Now, I am able to keep my office nice plus cool without having to cool the rest of my home too much.